Health Insurance



Dave (on the right; his dad is on the left) is about to graduate from college this spring. He has decided to take a year off and then attend graduate school to study mathematics. During that time, he'll have a job that he loves, working in a cafe near campus. He may even work full time, and be able to cover all living expenses plus the student loans that will come due in a few months.

What he will lose is health insurance. He's currently covered under our (his parents') plan, but as soon as he graduates, that will end his eligibility.

Dave can't really afford to be without health insurance. He needs to be under the continuing care of his cardiologist, and to continue to receive his meds.

We're looking into options that our state offers for the "gap" 20-somethings that fall into this category. Our daughter simply went without health insurance for 16 months, until she enrolled in graduate school and was eligible for their coverage.

Health insurance has become prohibitively expensive, and we already pay the full cost of our own health insurance and simply can't afford to pay for a new policy to cover him as well.